No POS machine. No internet required. No wahala. GoPay lets every vendor in Nigeria accept digital payments using a simple printed QR code.
Free to register · Fees from ₦5 · No hardware needed
Getting started takes less than 5 minutes. No bank account needed. No POS machine. Just your phone number.
Sign up with your phone number and verify with OTP. Add your NIN later to unlock higher limits. No paperwork, no bank visit.
We generate a unique QR code for your wallet. Print it and display at your shop, kiosk, or on your tray. That's your payment terminal.
Customers scan your QR, enter the amount, and pay. You get an instant notification. Cash out to your bank anytime.
Designed for real conditions — not the conditions we wish existed.
A simple printed QR code is all a vendor needs. No expensive hardware, no technical skills required.
No internet? No problem. Transactions sync when connectivity returns. Never miss a sale because of poor network.
From just ₦5 per transaction. Free for small amounts. Every Naira matters for small businesses.
Cryptographically signed transactions. Device fingerprinting, fraud detection, and spending limits.
Withdraw to any Nigerian bank account or visit a GoPay agent. Same-day settlement, no hidden charges.
Complete record of every sale. Track daily, weekly, and monthly earnings. Use it to access credit later.
Whether you sell suya in Surulere, run a keke in Aba, or braid hair in Ikeja — GoPay is for you. We built this for the people who power Nigeria's economy every day.
Suya spots, mama put, snack sellers
Okada, keke, bus conductors
Tailors, barbers, mechanics
Open market, roadside shops
Upgrade anytime by verifying your identity. No rush.
Get going with just your phone number. Perfect for testing the waters.
Verify with your NIN or valid ID for higher limits and full features.
To register and print your QR code, you need a phone or computer with internet access. But once your QR is printed, you do not need a phone to receive payments. Customers scan your QR with their phone and pay directly to your wallet. You get an SMS notification.
You can transfer from your GoPay wallet to any Nigerian bank account. You can also visit a GoPay agent near you to withdraw cash. Same-day settlement with no hidden charges.
GoPay is built for offline tolerance. If the vendor is offline, the customer can still pay as long as they have connectivity. Your wallet gets credited and you'll see the balance when you come online. SMS fallback ensures you always get notified.
Registration is free. Transaction fees are as low as ₦5 per transaction, and payments below a certain threshold are completely free. No monthly fees, no hidden charges.
Absolutely. Every transaction is cryptographically signed. We use device fingerprinting, fraud detection, velocity checks, and transaction limits to keep your money safe. GoPay complies with Nigerian financial regulations.
For Tier 0 (Starter), you only need a phone number. For Tier 1 (Verified), you'll need your NIN (National Identification Number) or a valid government ID for higher limits and full features.
Join thousands of vendors across Nigeria already using GoPay. Register in under 5 minutes and start receiving digital payments today.